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Saturday, January 24, 2009

Home colors for every taste

Color affects mood, as every pop psychologist knows.

Considering the pall of gloom cast by the dire economy, it's no wonder color-trend forecasters are predicting a bumper year for yellows and purples — the former to cheer us up, the latter to calm us down.

Not that everyone is rushing out to purchase paint or furnishings in yellow and purple, just because those have been declared the trendy colors for 2009.

"No matter what the trends, put colors in your home that you feel good about," advises Jack Fowler, an Orlando, Fla., interior designer. "Take what the experts say, then adjust for your personal taste."

With that in mind, here is what a trio of color experts is saying:

Toast mimosa yellow

"Yellow symbolizes sunshine, warmth, optimism and good cheer," says Leatrice Eiseman, director of the Pantone Color Institute in Seattle. She predicts the color of the year will be "mimosa yellow" — the golden-yellow of fluffy mimosa blossoms and the orange-based champagne cocktail.

Mimosa reflects "the warmth and nurturing qualities of the sun, properties we humans are drawn to for reassurance," Eiseman says. "It's also a hue that sparks imagination and innovation."

Use mimosa yellow as an accent color — as paint on a single wall or pillows on a sofa, Eiseman suggests. "It's marvelous with gray or taupe. It gives them a lot more life."

Yellow is also a top pick of Debbie Zimmer, color and decorating expert at the Rohm & Haas Paint Quality Institute in Spring House, Pa.

"Yellow is a refreshing color. It can brighten any interior space. It's terrific for sprucing up a house for potential resale. In an entrance hall, it's really welcoming."

Warm up to purple

Muted shades of purple also will grow in popularity and become one of the year's memorable colors, Zimmer predicts.

"As we head toward a more difficult economy, we'll see more conservative colors — dusty purple, lavender, violet," she says. "The softer purple hues are soothing. The darkest hues provide a dramatic backdrop for brighter accent colors."

Americans are looking for something uplifting, says Patricia Call, an interior designer in New York. And that translates to purple power.

"Historically, purple is associated with royalty. Now it's being use for everything from cooking ranges to washing machines," Call says. "In a bad economy, it gives you a lift to feel royal in the kitchen or laundry.

"Purple vases or pillows add an exciting pop of color to a living room, especially in combination with sophisticated neutrals like grays and browns," she says.

Other options

Don't care for yellow or purple? Zimmer sees several other color trends emerging for 2009.

Americans yearning for "artisanship and authentic materials" are turning to "menswear colors" such as gray, navy blue, brown and black, she says. All are colors that will inspire textured finishes on walls, and furnishings featuring argyle, herringbone and pinstripe patterns.
In addition, Americans' growing eco-consciousness is expanding the decorating palette beyond green to embrace the blues of the oceans and skies, and fruited shades such as mango, orange, apple and pumpkin, Zimmer says.

"Exotic brights," such as orange, red, turquoise and teal are high on Call's list of trendy hues. So are white and a whole range of blues.

"Blue is important for our sense of tranquillity," she says. "And blue is the obvious replacement for all the greens of the last few years. If you're ready for a change, blue is the comfortable choice."

Insuring your home? Get the best premiums available by comparing free homeowners insurance quotes now!

Saturday, January 10, 2009

Florida Automobile Insurance: A rough Idea of premiums

This is to give an idea of the cost of auto insurance in Florida.

In 2004, the average auto insurance premium in Florida was $1062, compared with a U.S. national average of $838.

With USAA as at June 2008 you could get a package as high as $1525.

Someone in Florida purchased an auto insurance policy on Sept 19 for a premium total of $2045.30

To get the best deal, you can compare quotes by using an auto insurance comparision site now!
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